BOSTON – July 17, 2025 – MassHousing recently honored 10 of its top lending partners for their success in originating MassHousing home mortgage loans for low- and moderate-income Massachusetts residents in Fiscal Year 2025.
MassHousing finances mortgages for creditworthy homebuyers in Massachusetts, with incomes up to 135 percent of the Area Median Income. The Agency serves low-, moderate- and middle-income borrowers by partnering with a network of more than 80 lending partners across the state. Partner lenders originate and close the Agency’s loans, which are then purchased and serviced directly by MassHousing.
MassHousing’s FY 2025 Top Homeownership Partner Lenders are:
- Total Mortgage Services, LLC
- Guild Mortgage Company LLC
- Guaranteed Rate, Inc. dba Rate
- CMG Mortgage, Inc. dba CMG Financial
- Fairway Independent Mortgage Corporation
- Salem Five Mortgage
- CrossCountry Mortgage, LLC
- Eastern Bank
- Northpoint Mortgage, Inc.
- Guaranteed Rate Affinity, LLC
"The dedication and professionalism of our partner lenders resulted in nearly two thousand Massachusetts households being able to achieve the benefits of affordably owning their own home," said MassHousing CEO Chrystal Kornegay.
"Our mortgage professional partners share MassHousing’s mission of helping Massachusetts families achieve all the benefits of owning their own home by using MassHousing's safe, affordable home loan products and down payment assistance," said MassHousing Vice President of Homeownership Programs Mounzer Aylouche. "We commend them for their professionalism and expertise in making the dream of homeownership a reality."
MassHousing offers fixed interest rate mortgages, down payment assistance options, and job-loss protection insurance at no extra cost.
In Fiscal 2025, MassHousing helped 1,893 Massachusetts homebuyers buy a home, of whom 73 percent earned less than 100 percent of their Area Median Income, 54 percent were buyers of color and 51 percent of the loans were made in Gateway Cities. The average purchase price of a home with a MassHousing Mortgage was $332,147 and the average household income was $97,2155.
In FY 25, through all its partner lenders, MassHousing provided a total of $659.4 million in mortgage financing loans that were used to purchase or refinance homes in 299 of the 351 cities and towns in Massachusetts. Of this, 89 percent of loans had down payment assistance attached. Since its inception, the Agency has provided $15.4 billion in financing to more than 93,000 homebuyers and homeowners who refinanced their homes.
About MassHousing
MassHousing (The Massachusetts Housing Finance Agency) is an independent, quasi-public agency created in 1966 to confront the Commonwealth's housing challenges. The Agency raises capital by selling bonds and lends the proceeds to low- and moderate-income homebuyers and homeowners, and to developers who build or preserve mixed-income rental housing. MassHousing does not use taxpayer dollars to sustain its operations. As a mission-driven agency, MassHousing uses housing finance to strengthen communities and lay the foundation for economic prosperity. Since its inception, MassHousing has provided more than $29 billion in housing finance. For more information, visit the MassHousing website at www.masshousing.com.
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