MI Plus Benefits Application

Mortgage payment protection for MassHousing borrowers experiencing unemployment

Are You Eligible for MI Plus Benefits?

Are you a MassHousing borrower who has lost their job? You may be eligible for MI Plus, our Mortgage Payment Protection Program. Eligible borrowers may qualify for up to 6 months of principal and interest payments that will be applied directly to your mortgage account.

  • Do you have a MassHousing Mortgage with MassHousing Mortgage Insurance?
  • Are you currently collecting unemployment benefits from the Massachusetts Department of Unemployment Assistance (DUA)?

If you answered YES to the questions above, continue to the online form.

What You Will Need to Apply

You will need the following to complete this application:

  • Your MassHousing mortgage loan number
  • Your DUA Determination of Benefits
  • DUA Payment History displaying all the weeks of unemployment that you have received

If you have additional questions about your MassHousing MI Plus application, please contact us at MI_Plus@masshousing.com or 888-843-6432.

Please Note: We care about your security and privacy. Please do not include identifying information like account numbers, birth dates and social security numbers in emails to us. Please send documents through the online form. Download MassHousing’s Consumer Privacy Policy.

Get Started

Begin the MI Plus Benefits Application

If you answered yes to the eligibility questions, continue to the online benefits application.

Returning Applicants

Already applied for MI Plus mortgage payment protection benefits? You may request an additional month of the MI Plus benefit.