MassDREAMS (Delivering Real Equity and Mortgage Stability)

MassHousing is not currently offering MassDREAMS grants with its mortgage loans. MassDREAMS grants may be available from other lenders. Learn more at mymasshome.org/dreams.

About MassDREAMS

MassDREAMS is made possible by federal funding from the American Rescue Plan Act of 2021, which provides assistance to states to mitigate the economic effects of the pandemic.

MassDREAMS is a Massachusetts program that provides down payment and closing cost grants to first-time homebuyers who meet the program's eligibility criteria and who currently live in one of the 29 communities that were disproportionately impacted by the COVID-19 pandemic: Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield and Worcester.

Down Payment Assistance from MassHousing

MassHousing continues to offer Down Payment Assistance of up to $50,000 for eligible homebuyers in 29 select communities, and up to $30,000 in every city and town in Massachusetts. Learn more about Down Payment Assistance from MassHousing.

MassDREAMS

MassHousing is not currently offering MassDREAMS grants with its home mortgage loans. MassDREAMS grants may be available from other lenders.