Expanded First-Time Homebuyer Assistance
You may qualify for $25,000 at 0% interest! | Available April 27-July 31, 2026
Saving for a down payment is one of the biggest challenges homebuyers face. That's why, for a limited time, MassHousing is expanding our homebuyer assistance program to help increase your buying power and lower the upfront costs of homeownership by offering $25,000 in Homebuyer Assistance at 0% interest.
This opportunity is only available to eligible first-time homebuyers who lock their MassHousing Mortgage loan between April 27 and July 31, 2026.
Homebuyer Assistance can be used for
Down Payment
Closing Costs
Permanent interest rate buydowns
Upfront mortgage insurance premiums
We Continue to Offer First-Time Homebuyer Assistance of $30,000
First-time homebuyers who meet certain income limits may be eligible for $30,000 in down payment assistance, as well as mortgage insurance premiums paid by MassHousing!
Who is eligible for Homebuyer Assistance from MassHousing?
To be eligible for Homebuyer Assistance from MassHousing, you must
- Be an income-eligible first-time homebuyer
- Purchase a single-family home, condominium, or 2-, 3- or 4-family property that will be your primary residence
- Pair Down Payment Assistance with an affordable MassHousing Mortgage loan to purchase your home
Additional eligibility requirements apply. To learn more, contact a MassHousing partner lender!