Down Payment Assistance

View the Steps to HomeOwnership

We’re breaking down barriers to homeownership by offering as much as $50,000 toward your down payment.

We know how difficult it is to save for a down payment on a home. MassHousing’s Down Payment Assistance gets you over the down payment hurdle, gives you more buying power and helps you become a homeowner faster!

Up to $50,000 for Homebuyers in Boston and Select Communities

Buying a home in the City of Boston or one of 28 mid-size cities in Massachusetts*? You may be eligible for down payment assistance of 10% of a home's purchase price, up to $50,000 along with a number of other benefits!

*The 28 mid-sized cities eligible for up to $50,000 in down payment assistance are Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield, and Worcester.

Up to $30,000 for Homebuyers in all Massachusetts Communities

Buying elsewhere in Massachusetts? You may be eligible for down payment assistance of 10% of a home's purchase price, up to $30,000 as well as a number of other benefits!

Next Steps

Have questions? Want to learn more about Down Payment Assistance from MassHousing?

Contact a MassHousing-approved lender to see if Down Payment Assistance might be right for you!