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Maintain Your Home

Helping you maintain a safe, comfortable home

Everyone deserves a safe, decent, well-maintained, and comfortable home. That is why MassHousing provides a variety of affordable loan programs to help existing homeowners update and improve their properties. Over the past 30 years, we have helped nearly 10,000 homeowners ensure that they are living in healthy homes. A home is a healthy environment when it is…

1.

Safe, decent and sanitary, preventing disease and injury

2.

Dry, clean, ventilated, free of pests and contaminants

3.

Well maintained and thermally comfortable

4.

Affordable and accessible to all people, regardless of age or ability

Loans for Massachusetts Homeowners

MassHousing offers a range of programs to help homeowners repair, improve, and maintain their homes.

Affordable financing to help you add an additional residential unit to your property.

Flexible, low-interest loans and end-to-end support to help reduce your home’s energy use and improve its comfort.

Remove hazardous lead paint and create a safer home environment.

Make non-luxury updates and improvements with affordable, fixed-rate financing.

Refinance your mortgage and cover the costs of repairs, upgrades and improvements.

Repair or replace a failing septic system.

Tools & Resources for Homeowners

Massachusetts Energy Savings Finder

Use this free tool to identify rebates and incentives to help reduce your home energy use and reliance on fossil fuels.

Apply for MI Plus Benefits

If you have lost your job and your mortgage is insured by MassHousing, you may be eligible for MI Plus mortgage payment protection benefits.

Having Trouble Paying Your Mortgage?

Resources and information for MassHousing Mortgage borrowers having difficulty making payments.