Developer Library

• BILD Overview | Program Guidelines
• CommonWealth Builder Program Guidelines
• Fact Sheet: Conduit Loan Program
• Fact Sheet: New Construction/Adaptive Reuse
• Fact Sheet: Preservation – Light or No Rehabilitation | FHA Section 223(f) (MAP)
• Fact Sheet: Preservation – Light or No Rehabilitation | HUD Insured
• Fact Sheet: Preservation – Substantial Rehabilitation
• Workforce Housing Initiative Program Guidelines

• One Stop Application Checklist
• Official Action Status (OAS) Application
• OneStop Application (Excel)
• OneStop + Application (For use with EOHLC funding)

• General Multifamily Loan Closing Standards
• Terms and Conditions for Third-Party Subordinate Mortgages
• Construction Contract Rider
• Conduit Loan Program Closing Standards
• Insurance Requirements
• Bank Instructions
• MassHousing Survey Instructions
• Title Insurance Instructions
• Sample Coordinated Funding Provisions
• Sample Rider to Borrower’s Limited Partnership Agreement
• Sample Rider to Borrower’s Operating Agreement

• Acquisition Value Policy
• Capital Needs and Replacement Reserve Policy
• Limited Dividend Policy
• MassHousing Proactive Multifamily Preservation and Loan Prepayment Guidelines
• Equity Requirements
• Memo: Equity Revaluation – Appraisal Guidelines
• Developer’s Fee Overhead Policy
• Corporate Guarantee Policy
• Design and Construction Requirements
• Environmental Requirements

• Tax-Exempt Obligation Financing

• MAP Disposition Agreement Template
• MAP MEPA and AAB Certification (MS-Word)
• MAP MEPA and AAB Certification (PDF)
• MAP Regulatory Agreement Template

• 2026 Income & Rent Limits for 20 Massachusetts Income Limit Areas
• 2026 MassHousing Workforce Housing (Opportunity Fund) Program Income & Rent Limits for all 20 Massachusetts Areas:
  • Amherst Town – Northampton
  • Barnstable Town
  • Berkshire County
  • Boston Area
  • Brockton
  • Dukes County
  • Eastern Worcester County
  • Easton – Raynham
  • Fitchburg – Leominster
  • Franklin County
  • Lawrence
  • Lowell
  • Nantucket
  • New Bedford
  • Pittsfield
  • Providence – Fall River
  • Springfield
  • Taunton – Mansfield – Norton
  • Western Worcester County
  • Worcester
• 2026 HUD Income Limit Area Definitions – Massachusetts
• 2026 Section 8 Income Limits – Massachusetts
• 2026 HERA-MTSP Income Limits Report – Massachusetts
• 2025 Section 8 Income Limits – Massachusetts
• 2025 HERA-MTSP Income Limits Report – Massachusetts

State and federal laws require nondiscrimination and equal access to housing for people with disabilities. MassHousing believes that increasing accessibility makes for stronger housing communities and is committed to providing housing opportunities for those who need it most.

For more information, view MassHousing’s Policy for Portfolio Compliance with Federal and State Accessibility Laws.

504/ADA Documents Needed for Loan Closing

Helpful Links

• U.S. Department of Justice ADA Page
• Massachusetts Office on Disability