Updated Income Limits, effective June 15, 2026

Please note: We have updated the income limits for our 1st Mortgage, DPA and 2nd Mortgage Repair Loan Programs. The new limits apply to all loans locked on or after June 15, 2026.

1st Mortgage Announcement | 2nd Mortgage Repair Loan Update

NEW Expanded Homebuyer Assistance is now available through July 31, 2026!

MassHousing is offering a 0% deferred first time home-buyer assistance loan of $25,000, which is temporarily replacing the 15-year amortizing $25,000 second mortgage loan at 2% or 3%.

  • This new homebuyer assistance option is available to borrowers earning up to 135% of the Area Median Income (AMI).
  • Available with new first mortgage loans locked between April 27, 2026 and July 31, 2026.
  • View the full announcement for additional details.

Questions? Email homeownership@masshousing.com

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