Septic System Repair Loans

Is your septic system failing or in non-compliant with the Commonwealth's Title V requirements? MassHousing's low- and no-interest Septic System Repair Loans can help.

How to Apply

Septic System Repair Loans are originated by participating lenders. Contact a participating lender.

Loan Terms

Owners of 1- to 4-family homes and condominiums are eligible
The minimum loan amount is $1,000; the maximum loan amount is $25,000
Loan terms vary from 3 to 20 years
Interest rates range between 0% and 5%, depending on household income

Income Limits

Borrowers must meet income eligibility requirements to qualify for a Septic Repair loan. View Income Limits.

Participating Lenders

Septic Repair loans are originated by approved banks, credit unions, and lenders across Massachusetts. View a list of participating lenders.

Today's Interest Rates

Points	Rate
0	0%, 3%, 5%*
*Depending on income

Septic Repair Documents
	Septic Repair Loan Program Income Limits
	Septic Repair Loan Program Brochure
	MassHousing Second Mortgage Programs