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Get the Lead Out Loan Program

Through a partnership with Departments of Public Health and Housing and Community Development, MassHousing offers an affordable way to remove hazardous lead paint from your home.

How to Apply

Get the Lead Out loans are administered by local rehabilitation agencies. For more information, or to apply, contact a participating agency.

Who is Eligible?

Owner Occupants

0% Deferred Interest Rate

  • Income-eligible families who owner occupy a 1-4 family home in which a child under the age of six resides as a primary residence
  • Interest Rate is 0% Deferred
  • Eligible borrowers may not have to repay the loan until they sell or refinance their home

2% Amortizing Interest Rate

Owner occupants who wish to delead their homes for preventative reasons may qualify for an amortizing loan with a 2% interest rate. View income limits

Nonprofit Organizations

  • Available to nonprofit organizations who rent to income-eligible tenants
  • All loans are 0%, fully amortizing
  • Loan terms are from 5 to 15 years, based on the loan amount and borrower qualifications

Investor-Owners

  • Available to investor-owners who rent to income-eligible tenants
  • All loans are 5%, fully amortizing
  • Loan terms are from 5 to 15 years, based on the loan amount and borrower qualifications

Income Limits and Other Restrictions

Income Limits

Borrowers must meet income guidelines to participate in the Get the Lead Out Program. View income limits.

Other Restrictions

Maximum loan amounts are

  • $30,000 for a single-family home
  • $35,000 for a 2-family home
  • $40,000 for a 3-family home
  • $45,000 for a 4-family home
Today's Interest Rate
Borrower Rate
Owner/Occupants 0%/2%*
Non-profits 0%
Investor/Owners 5%
*Depending on income
Participating Agencies

Get the Lead Out loans are originated by approved local rehabilitation agencies across Massachusetts. View a list of participating agencies.

 Get the Lead Out Documents
Document  Get the Lead Out Loan Program Income Limits
Document  Get the Lead Out Loan Program Brochure