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Down Payment Assistance is Here!

Eligible homebuyers can now access down payment assistance from MassHousing! Learn more...

Loans for Home Buyers

With a safe, affordable loan from MassHousing, you can achieve the dream of homeownership!

MassHousing Mortgage

A simple, straightforward and low-cost mortgage loan, now available with a variety of down payment, mortgage insurance and other options. Learn about a MassHousing Mortgage!

Operation Welcome Home

Affordable financing for members of the National Guard and Reserves, active-duty military, Veterans and Gold Star Families is available through Operation Welcome Home.

Down Payment Assistance

Not enough savings for a down payment? Learn more about MassHousing's Down Payment Assistance Program.

We can help you move toward a MassHousing loan

Thinking about applying for a home mortgage loan? Let us help. When you provide your information below, we’ll help you identify our lending partners that will be able to assist you with obtaining a MassHousing loan. We can also answer questions and send you our homebuying tips.

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Interest Rates

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Mortgage Insurance

For loans that require it, MassHousing offers several mortgage insurance options.

Homebuying Tips

Subscribe to have helpful homebuying tips, news and information delivered directly to your inbox!

Buy Cities Initiative

MassHousing is glad to support local efforts to encourage homeownership in a number of cities and towns across Massachusetts Learn more.