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How to Buy a Home

The homebuying process might seem complicated or unmanageable. But knowing all the key parts to buying a home will help you plan for challenges and avoid mistakes.

This step-by-step guide will help you navigate the winding path toward homeownership.

Step 1: What Can I Afford?

Get started by evaluating your financial situation and setting a budget for what you can afford.

Step 2: Finding an Affordable Property?

Learn the types of homes available to you and get some initial house-hunting advice.

Step 3: Homebuyer Education

Learn about the benefits of homebuyer education and find a course near you.

Step 4: Mortgage Eligibility Check

See if you might be eligible for a MassHousing Mortgage.

Step 5: Making an Offer

You found the home you love; now plan for all aspects of the offer process, from preparation to negotiation to the agreement itself.

Step 6: Applying for a Mortgage

Learn about the various loan types available, what's expected of you and what you can expect from the mortgage application process.

Step 7: The Home Inspection

Find out what you can expect during the home inspection, and learn what to do with the information it reveals.

Step 8: The Closing Process

Learn about walk-throughs, loan closings, title transfers and everything else involved in the last step of buying a home. You're almost there!