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MassHousing Mortgage with No MI

No MI means no mortgage insurance. You get the same safe, secure, low-downpayment MassHousing loan without the monthly mortgage insurance premiums.

Product Features

  • Affordable interest rates, fixed for the life of the loan
  • 30-year repayment terms
  • Minimum 3% downpayments for single-family homes and condominiums; 5% downpayments for 2-, 3- and 4-family homes
  • No hidden fees or other surprises

Eligibility

To qualify for a MassHousing Mortgage with no MI, borrowers must

For more information, contact a participating lender today!

Quick Links

First Mortgage Loans

Interest Rates

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Request More Information

Still have questions about our products and services? Request more information.

 No MI Documents
Document  Income and Loan Limits for MassHousing Mortgage Loans

Still Have Questions?

A photo of MassHousing's Rich Petisce

Do you have questions about the homebuying process or about our products and programs for homebuyers? Ask Rich, MassHousing's resident mortgage and homebuying expert!

TEL: 888.843.6432 | Email

Online Homebuyer Counseling

Learn about MassHousing's online homebuyer education course, The Road Home.