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Get the Lead Out Loan Program

Through a partnership with Departments of Public Health and Housing and Community Development, MassHousing offers an affordable way to remove hazardous lead paint from your home.

How to Apply

Get the Lead Out loans are administered by local rehabilitation agencies. For more information or to apply, contact a participating agency.

Who is Eligible?

0% Deferred Interest Rates for Owner-Occupied Properties

  • No closing costs with a 0% deferred loan!
  • Loan is deferred until sale or refinance of the property.
  • Flexible underwriting guidelines for owner occupant families of 1-4 family properties in which a child under the age of six resides or owner occupants who are court ordered to delead (must be child’s permanent residence).
  • Owner-occupants without a child under the age of six and opt for preventative lead abatement to increase the livability of their property must meet standard underwriting guidelines to take advantage of the 0% deferred rate.

3% Interest Rate for Investor-Owners

  • For investor-owners renting to income eligible tenants.
  • 5 to 15 year loan terms based on the loan amount and borrower qualifications. All loans are fully amortizing.

0% Interest Rate for Nonprofit Organizations

  • For Nonprofit organizations who rent to income-eligible tenants.
  • 5 to 15 year loan terms based on the loan amount and borrower qualifications. All loans are fully amortizing.

Income Limits and Other Restrictions

Income Limits

Borrowers must meet income guidelines to participate in the Get the Lead Out Program. View income limits.

Maximum Loan Limits

  • $30,000 for a single-family home
  • $35,000 for a 2-family home
  • $40,000 for a 3-family home
  • $45,000 for a 4-family home

Quick Links

Participating Agencies

Get the Lead Out loans are originated by approved local rehabilitation agencies across Massachusetts. View a list of participating agencies.

Today's Interest Rates

Borrower Rate
Owner/Occupants 0%
Investor/Owners 3%
Nonprofits 0%
 Get the Lead Out Documents
Document  Get the Lead Out Loan Program Income Limits
Document  Get the Lead Out Loan Program Brochure