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Foreclosure Prevention

Are having trouble paying your mortgage? Are concerned about losing your home to foreclosure? MassHousing may be able to help.

Federal Mortgage Plan for Homeowners

Find information on the federal Making Home Affordable initiative at makinghomeaffordable.gov.

Resources for Massachusetts Residents

Programs, links and information from Governor Patrick is available on mass.gov.

Loan Programs from MassHousing

MassHousing Refinance Loans

Learn about an an affordable, fixed-rate, MasssHousing Refinance loan.

What to do Next

No matter your circumstances, if you are worried about keeping up with mortgage payments or are at risk of foreclosure, take the following steps:

Escalation Resolution

If you feel you have been unfairly denied foreclosure prevention alternatives, please call our escalation department toll-free at 888.843.6432 ext. 1157.

The following is a summary of MassHousing's service commitment to provide fair consideration and timely resolution of the escalation process:

  • Within three (3) business days of receiving your escalation request, MassHousing will acknowledge your inquiry in writing (email, fax or mail) and provide you with a date upon which you can anticipate a proposed resolution
  • Within the earlier of five (5) business days of identifying the resolution or thirty (30) days of receiving your escalation request, you will be notified in writing of the proposed resolution and the next steps you must take in order to pursue the resolution, if applicable
Loan Modification Scam Alert
Making Home Affordable

The Making Home Affordable Program website

Learn more about the federal foreclosure prevention and loan modification program, Making Home Affordable.

Beware Foreclosure Rescue Scams

We have been alerted to a foreclosure rescue scam in which "855LAW5559" or "National Legal Help" claim to be acting in concert with the federal government. These programs do not appear to be legitimate and are likely an up-front-fee scam.

Be wary of for-profit companies that offer to help modify your mortgage and avoid foreclosure. Instead, visit these legitimate resources.