Available with MI Plus Mortgage Payment Protection!
More than 50,000 people have used a simple, straightforward MassHousing Mortgage to buy a 1-4 family home or condominium in Massachusetts! All MassHousing Mortgages feature
- Affordable interest rates, fixed for the life of the loan
- Flexible underwriting and income limits
- Loan servicing by MassHousing. If you have a question, you’ll know who to call!
See if you might be eligible for a MassHousing Mortgage!
Having trouble with the initial costs of buying a home? We’ve got you covered!
- Down payment assistance available to qualifying borrowers, for up to 3% of the purchase price or $12,000, whichever is less
- MassHousing also offers a number of low down payment options
Mortgage Insurance (MI) Options
Not all MassHousing Mortgages require MI. Loans insured by MassHousing feature
Repairs and Rehabilitation Financing
Buying a home in need of repair? A MassHousing Mortgage may be used to finance the purchase and rehabilitation of a home!
To learn more about these and other programs and resources from MassHousing, fill out the form below!