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MassHousing Refinance Loans

Refinancing your mortgage through MassHousing can save you money and reduce the risk of high payments in the future.

MassHousing Refinance loans offer a number of benefits:

  • 30-year terms
  • Fixed interest rates, meaning your payment will always remain the same
  • Mortgage Insurance with MI Plus mortgage payment protection
  • Loans serviced by MassHousing, so you'll know who to call with questions or concerns

Income Limits and Other Restrictions

  • Borrowers must meet income limits, which vary by community
  • Loans may be used to refinance mortgages on condominiums and 1- to 4-family homes

How to Apply

MassHousing Refinance Loans are originated by participating lenders. For more information or to apply, contact a participating lender.

DU Refi Plus for Existing MassHousing Borrowers

DU Refi Plus is a Fannie Mae, no-cash-out refinance program offering reduced verification and documentation. MassHousing is making DU Refi Plus available to existing MassHousing borrowers who have a conventional first mortgage sold to and owned by Fannie Mae on or before June 1, 2009. Borrowers must meet income limits, which vary by community.

Quick Links

Participating Lenders

Refinance loans are originated by approved banks, credit unions, and lenders across Massachusetts. View a list of participating lenders.

Interest Rates

Interest rates change daily. Please contact a participating lender for the current MassHousing interest rate.

 Refinance Documents
Document  Income and Loan Limits for MassHousing Mortgage Loans