Home Improvement Loan Program

Use an affordable Home Improvement Loan Program (HILP) loan to make general, non-luxury improvements to your property.

How to Apply

HILP loans are originated by MassHousing-approved lenders. For more information, or to apply for a HILP loan, contact a participating lender.

Program Details

Income Limits and Other Restrictions

Income Limits

Borrowers must meet income eligibility limits to qualify for a HILP loan. Income limits vary by city or town.

Other Restrictions