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MassHousing Refinance Loans

Refinancing your mortgage through MassHousing can save you money and reduce the risk of high payments in the future.

MassHousing Refinance loans offer a number of benefits:

  • Fixed interest rates, meaning your payment will always remain the same
  • Mortgage Insurance with MI Plus mortgage payment protection
  • Loans serviced by MassHousing, so you'll know who to call with questions or concerns

Income Limits and Other Restrictions

  • Borrowers must meet income limits, which vary by community
  • Loans may be used to refinance mortgages on condominiums and 1- to 4-family homes

Refinance and Renovate

Do you want to make updates, improvements or repairs to you home? You Refinance & Renovate all with one affordable loan from MassHousing.

How to Apply

MassHousing Refinance Loans are originated by participating lenders. For more information or to apply, contact a participating lender.

Quick Links

Participating Lenders

Refinance loans are originated by approved banks, credit unions, and lenders across Massachusetts. View a list of participating lenders.

Interest Rates

Interest rates change daily. Please contact a participating lender for the current MassHousing interest rate.

 Refinance Links
Web Link  Income and Loan Limits