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Important note about income limits

The income limits displayed on this page show the maximum annual household income that a borrower can have and be eligible for MassHousing Down Payment Assistance. You may be eligible for other MassHousing mortgage loans if your income is higher. Income limits vary by region, and in no region do they exceed $157,680. For more information on income limits, call us at 888-843-6432 or contact an approved MassHousing lender.

Income Limits Search

We can help you move toward a MassHousing loan

Thinking about applying for a home mortgage loan? Let us help. When you provide your information below, we’ll help you identify our lending partners that will be able to assist you with obtaining a MassHousing loan. We can also answer questions and send you our homebuying tips.

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Affordable Loans for Homebuyers

Interest Rates

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Homebuying Tips

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Helpful Resources

Still Have Questions?

Do you have questions about the homebuying process or about our products and programs for homebuyers? Ask Mircia, MassHousing's resident mortgage and homebuying expert!

TEL: 888.843.6432 | Email
Monday-Friday, 9 a.m. to 5 p.m.