Down Payment Assistance is Here!

Eligible homebuyers can now access down payment assistance from MassHousing! Learn more...

Loans for Home Buyers

With a safe, affordable loan from MassHousing, you can achieve the dream of homeownership!

MassHousing Mortgage

A simple, straightforward and low-cost mortgage loan, now available with a variety of down payment, mortgage insurance and other options. Learn about a MassHousing Mortgage!

Operation Welcome Home

Affordable financing for members of the National Guard and Reserves, active-duty military, Veterans and Gold Star Families is available through Operation Welcome Home.

Purchase & Renovation

One loan to finance both the purchase of a home and needed repairs or upgrades. Learn about a Purchase & Renovation loan!

Down Payment Assistance

Not enough savings for a down payment? Learn more about MassHousing's Down Payment Assistance Program.

We can help you move toward a MassHousing loan

Thinking about applying for a home mortgage loan? Let us help. When you provide your information below, we’ll help you identify our lending partners that will be able to assist you with obtaining a MassHousing loan. We can also answer questions and send you our homebuying tips.

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Communities where you hope to buy a home*

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Interest Rates

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Mortgage Insurance

For loans that require it, MassHousing offers several mortgage insurance options.

Homebuying Tips

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MassHousing is glad to support local efforts to encourage homeownership in a number of cities and towns across Massachusetts Learn more.