*You do not have to be a first-time homebuyer if you are purchasing a home in Boston, Chelsea, Cambridge, Everett, Fall River, Lawrence, Lynn, North Adams and Somerville.
Competitive, fixed interest rates with flexible credit and qualifying requirements
A deferred down payment or closing cost assistance loan option for eligible borrowers
Borrower or lender paid mortgage insurance options are available
Loans insured by MassHousing feature MIPlus™ Mortgage Payment Protection benefit, which helps repay your loan if you are deployed or lose your job, or for Reservists and National Guard Members called to active duty