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MassHousing Mortgage with No MI

The same safe, secure, low-downpayment MassHousing loan without the monthly mortgage insurance premiums.

Product Features

With a MassHousing Mortgage with no MI, you'll get

  • Affordable interest rates, fixed for the life of the loan
  • 30-year repayment terms
  • Up to 97% financing on single-family homes and condominiums; 95% financing on 2-, 3- and 4-family homes
  • No hidden fees or other surprises


To qualify for a MassHousing Mortgage with no MI, borrowers must

For more information, contact a participating lender today!

Today's Interest Rate

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Participating Lenders

MassHousing loans are originated by approved banks, credit unions and lenders across Massachusetts. View a list of participating lenders.

 No MI Documents
Document  Income and Loan Limits for MassHousing Mortgage Loans