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Buy Cities

Looking to buy a home in Attleboro, Brockton, Cape Cod and the Islands, Fall River, New Bedford, North Quabbin, Quincy, Southbridge, Springfield, Taunton, or Worcester? Consider an affordable, low or no-downpayment loan through the Buy Cities program.

How to Apply

Buy Cities mortgages are offered by approved lenders and made possible by MassHousing. Visit the appropriate program page for participating lender information.

Who is eligible?

The Buy Cities program is for borrowers purchasing a home in Attleboro, Brockton, Cape Cod and the Islands, Fall River, New Bedford, North Quabbin, Quincy, Southbridge, Springfield, Taunton, or Worcester.

Loan Terms

Buy Cities loans

  • Are fixed-rate mortgages
  • Have rates and terms competitive with traditional-down payment loans
  • Feature MI Plus mortgage insurance, with mortgage payment protection

Income Limits and Other Restrictions

Income Limits

Income and loan limits apply. View income limits.

Other Restrictions

To qualify for a Buy Cities loan, you must

  • Have good credit
  • Have a total monthly debt of less than 45%

Request More Information

Still have questions about MassHousing's products and services? Request more information.

Quick Links

First Mortgage Loans

Interest Rates

For interest rates and loan terms, please contact the Buy Cities program in which you are interested.

Mortgage Insurance

For loans that require it, MassHousing offers several mortgage insurance options.

Request More Information

Still have questions about our products and services? Request more information.

 Buy Cities Documents
Community Page  Home Buyers (Income and Loan Limits)
 Buy Cities Programs
Web Link  At Home in Quincy
Web Link  Buy Attleboro
Web Link  Buy Brockton
Document  Buy Cape Cod & Islands Program Brochure
Web Link  Buy Fall River
Web Link  Buy New Bedford
Web Link  Buy North Quabbin Now
Web Link  Buy Springfield Now
Web Link  Buy Taunton
Web Link  Buy Worcester Now
Web Link  Make Southbridge Home

Still Have Questions?

A photo of MassHousing's Rich Petisce

Do you have questions about the homebuying process or about our products and programs for homebuyers? Ask Rich, MassHousing's resident mortgage and homebuying expert!

TEL: 888.843.6432 | Email

Online Homebuyer Counseling

Learn about MassHousing's online homebuyer education course, The Road Home.