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Loans for Home Buyers

You can achieve the dream of homeownership! MassHousing loans offer a safe, affordable way to buy a home.

Operation Welcome Home

Affordable financing for veterans and members of the military is available through Operation Welcome Home.

MassHousing Mortgage with No MI

A fixed-rate, low-downpayment loan that does not require mortgage insurance. Learn about our No-MI loan.

MassHousing Mortgage

Affordable, 30-year fixed rate MassHousing loans.

MassHousing Mortgage with Rehabilitation

Buying a home in need of repair? Consider a MassHousing Mortgage with Rehabilitation.

A Home for the Brave

Veterans can qualify for low-downpayment financing through A Home for the Brave.

Buy Cities

Buy in Attleboro, Brockton, Fall River, Gardner, New Bedford, North Quabbin, Quincy, Southbridge, Springfield, Taunton or Worcester with an affordable loan through Buy Cities.

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First Mortgage Loans

Interest Rates

MassHousing rates change daily. Please contact a participating lender for the current MassHousing interest rate.

Mortgage Insurance

For loans that require it, MassHousing offers several mortgage insurance options.

Request More Information

Still have questions about our products and services? Request more information.

Still Have Questions?

A photo of MassHousing's Rich Petisce

Do you have questions about the homebuying process or about our products and programs for homebuyers? Ask Rich, MassHousing's resident mortgage and homebuying expert!

TEL: 888.843.6432 | Email

Online Homebuyer Counseling

Learn about MassHousing's online homebuyer education course, The Road Home.