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The Baez Family

Jose Baez had heard a lot of negative things about getting a home mortgage but his experience getting a MassHousing Mortgage through Leader Bank was nothing but positive.

"It went fine, really," he said. "There were no issues. I thought it was going to be difficult from what I heard other people say but I didn't really experience that."

Baez, an electrician, is a first-time homebuyer who purchased a single family home in Revere using a MassHousing Mortgage with no Mortgage Insurance (MI) and a low downpayment. Baez got his MassHousing loan through Kristin Callahan, a senior loan officer at Leader Bank.

Baez is engaged and has two young daughters. Previously, they lived in a basement apartment in a neighboring community but his family is excited to be living in their own spacious home with a yard complete with a white picket fence.

"It's great," he said. "They love it. They have their own yard and place to play and we are very happy with how everything worked out. For anyone who has any doubts about MassHousing, they made the process easy. I didn't think it was ever possible to own our own home."