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Karen Jenkins

Karen Jenkins had always been a renter until she decided to look into buying her own home. An art teacher who works in the state correctional system, Karen met with a loan officer from Bank Five, who told her about a number of opportunities available to income-eligible homebuyers through the city of New Bedford.

Karen eventually got a MassHousing Mortgage through Bank Five and assistance from the city and purchased a two-family home that had been vacant and distressed until the city had purchased and rehabilitated the property.

Restored to mint condition, Karen's home has had a highly positive impact on her life. She rents the other apartment to her son.

"I wish someone had told me years ago to buy a home," she said. "I made rent payments for a long time and now every penny I spend (on my mortgage) is going toward me. It's a great feeling to have a home to call your own."